An online shop applies two discount rules at checkout. Write checkout_total(total, is_member):
- Orders of 200 or more get 20% off; orders of 100 or more (but under 200) get 10% off; smaller orders get no tier discount.
- Members then get a further 5% off the price left after step 1.
Return the final amount as a float rounded to 2 decimal places.
Examples
Input: total = 250, is_member = False
Output: 200.0
Input: total = 150, is_member = True
Output: 128.25
Explanation: 150 -> 135 after 10% off -> 128.25 after the member 5%.
Input: total = 50, is_member = False
Output: 50.0
Constraints
0 <= total <= 10**6is_memberis a boolean
Goals
- Pick the single best tier discount
- Stack a second discount on the already reduced price
- Round money to two decimals